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For others it’s simply a distrust of the banking system or frustration with limited hours or the hoops one has to jump through to get service.
Whatever the reason, the unbanked often turned to expensive check cashing stores to cash their weekly paychecks.
The weekly trip to a check cashing store takes time and gas.
Perhaps the key benefit is direct deposit of paychecks, government checks, and benefit checks.In addition to high cost, check cashing stores present several other problems to consumers. Taking your paycheck to a check cashing store and walking out with hundreds of dollars in cash is like wearing a bulls eye on your back.Second, there is simply the question of inconvenience.Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express. Our 31-Day Money Challenge will help you get out of debt, save more, and take back control of your life.