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Certain credit card websites list the type of credit history needed to get approved for the credit cards listed.

For a first credit card, look for credit cards that accept applicants with moderate or no credit.

Applying for cards that are geared toward your credit history improves your chances at getting approved.

Cosigning is risky – any mistakes you make will affect the cosigner's credit as well – but it can be a good way to jumpstart your credit.

Agree upfront that you’ll be responsible for making the payments on time each month and that you'll abide by all the credit card terms.

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